Bail Creatio is an industry-specific solution for bank lenders and loan providers to simplify their employees’ work, providing managers with useful analytical materials and increasing customer loyalty.
A client receives quick support service – a prompt check of a client’s history and existence in a “black list”, lower rates on pledge to "credible" candidates.
Employees who use our solution have a clear action plan in accordance with a predetermined service scheme and do not calculate a loan interest rate manually for each client as the system provides hints itself.
Key advantages of the product are:
- Existence of a unified customer database and ‘black lists’
- Capability to automatically calculate loan offers
- Managing the complete lifecycle of a loan
- Managing stockrooms
- Printable form of a pledge ticket
A unified segmented customer base function
Allows building a 360-degree customer view: keep records of a client’s status and degree of his reliability (trustworthiness), contact data, history of interactions, client requests. It also allows for the creation of “black lists” to help minimize risks.
A complete lifecycle of the loan function
Keeps a record of all information at every stage from registering a deposit to the final point (bail-out, sales, withdrawal or transfer to sale, repledge). It allows to store of files and original documents linked to a client’s card, inform employees and automatically calculate the percentage of overdue deposits, extend the pledge period and leverage real-time analytical statistics for better future decisions.
Includes managing systematic information on the fullness of each storage cell. It takes only a few seconds to find the right deposit or determine the place for a new deposit.
Automatic creation of the printable form of a pledge ticket
Reduces the time of customer service and the possibility of making mistakes.
Capability to automatically calculate loan offers
Allows users, on the basis of the information available in the system, to instantly calculate the terms of loanable funds, depending on a customer's status, the history, the loan period, as well as the price pledge. You can configure the tariffs and credit schemes.
Built-in best practice business processes
Systemizing and analyzing all incoming information can be customized according to the particularities of a pawn store.