Banza Corporate Lending for Creatio

Corporate Lending for Creatio is a ready-to-use solution that helps increase the speed of loan provisions with end-to-end lending management processes, covering the customer journey from lead consulting to credit committee decision and agreement signing.

Use cases:

Improve your "time to yes" and "time to cash" through accelerated lending automation for small, medium, and corporate businesses.

Banza Corporate Lending for Creatio is best-suited for finserv institutions to manage corporate lending processes of different segments at all stages. With this solution, users can customize an unlimited number of workflow scenarios easily and automate and control each stage of the loan application process.

The solution includes:  

• Customer needs management (leads to legal entities)
• Client info searching and editing
• Selection of product conditions
• Development of questionnaires  for different application participants
• Collateral property management
• Loan document flow management
• Covenants and additional conditions management
• Automatic loan agreement
• Process of documentation preparation and approval for contract signing

Key features:

• Extended 360° customer view with manager, beneficiary and shareholder information
• Flexible segmentation tools
• Possibility to configure customer search conditions and parameters in search results
• Questionnaire pages for individuals, entrepreneurs and legal entities
• Possibility to configure property characteristics, assessment, and loan criteria
• Package set up of documents for borrowers, guarantors, pledgers, and other application participants
• Document management and the possibility of document approval by services
• Customizing different consideration routes for different segments of clients
• Personalized pages for specialized services in the consideration stage
• Possibility of consecutive and parallel consideration by services
• Management of credit committee limits and setting up of levels and composition of credit committee members
• Drafting of decisions with the ability to add covenants and additional conditions for issuance
• Approval of product terms with the possibility to change the terms as necessary
• Automatically create loan contracts using data from the already agreed terms
• The process of preparing and approving loan and collateral documentation for signing contracts
• Assigning tasks to responsible employees and the ability to send specific documents for revision